.toolkit-hero{grid-template-columns:minmax(0,1.8fr) minmax(0,1fr);align-items:center;gap:5rem;padding-block:3rem 5rem;display:grid}.toolkit-hero h1{font-size:clamp(2.5rem,4.6vw,4.6rem)}.toolkit-hero h1 em{color:var(--teal-dark);font-style:normal}.toolkit-hero p{max-width:620px}.privacy-note{border-radius:var(--radius);background:var(--navy);color:#fff;padding:2rem}.privacy-note h2{font-size:1.8rem}.privacy-note p{color:#d8e6ea;font-size:.88rem}.privacy-note>span:last-child{color:var(--mint);border-top:1px solid #466571;padding-top:1rem;font-size:.72rem;display:block}.privacy-symbol{color:var(--mint);margin-bottom:1.5rem;font-size:3rem;line-height:1;display:block}.toolkit{gap:2.5rem;display:grid}.toolkit-sources{padding-top:2rem;font-size:.85rem}.toolkit [hidden]{display:none!important}.tool-panel{border:1px solid var(--line);border-radius:var(--radius);padding:clamp(1.25rem,4vw,3rem);scroll-margin-top:7rem}.cash-panel{background:var(--wash)}.tool-number{background:var(--navy);height:48px;color:var(--mint);border-radius:50%;flex:0 0 48px;place-items:center;font-size:.9rem;font-weight:700;display:grid}.tool-fields{grid-template-columns:repeat(3,minmax(0,1fr));gap:1.2rem;display:grid}.tool-fields label{flex-direction:column;gap:.7rem;font-size:.86rem;font-weight:700;display:flex}.tool-fields input,.tool-fields select{width:100%;min-width:0;min-height:52px;color:var(--ink);background:#fff;border:1px solid #91aaa9;border-radius:7px;margin-top:auto;padding:.8rem;font-weight:500}.field-help{color:var(--muted);font-size:.78rem;font-weight:400;display:block}.brief-result,.cash-result{background:#edf7f3;border:1px solid #b0cec3;border-radius:12px;margin-top:2rem;padding:2rem}.cash-result{background:#fff}.result-top{justify-content:space-between;align-items:flex-start;gap:1.5rem;display:flex}.result-top .eyebrow{margin-bottom:1rem;display:block}.brief-result h3,.cash-result h3{scroll-margin-top:8rem;font-size:1.65rem}.brief-result h4{margin-bottom:.7rem}.brief-result li{padding-bottom:.7rem}.brief-result ol{padding-left:1.4rem}.brief-bottom{border-top:1px solid #bfd7cd;grid-template-columns:1fr 1fr;gap:2rem;display:grid}.brief-bottom ul{padding-left:1.2rem}.brief-result a{font-weight:600}.tool-fine{margin:1.5rem 0 0;font-size:.78rem}.tool-details p{margin-top:1rem}.cash-metrics{grid-template-columns:1fr 1fr;gap:2rem;margin-block:2rem;display:grid}.cash-metrics>div{flex-direction:column;gap:.7rem;display:flex}.cash-metrics span{font-size:.8rem;font-weight:700}.cash-metrics strong{color:var(--teal-dark);letter-spacing:-.05em;overflow-wrap:anywhere;font-size:clamp(1.75rem,3vw,2.8rem);line-height:1.2}.cash-metrics small{color:var(--muted)}.cash-bar{background:#d9e8e4;border-radius:10px;height:12px;overflow:hidden}.cash-bar span{background:var(--teal);height:100%;display:block}#cash-coverage-text{margin-top:.8rem;font-size:.8rem}.toolkit-next{grid-template-columns:1.3fr 1fr;align-items:center;gap:4rem;padding-block:5rem;display:grid}.toolkit-next h2{font-size:clamp(1.9rem,3vw,2.7rem)}.tool-next-links a{border-bottom:1px solid var(--line);justify-content:space-between;gap:1rem;padding:1.1rem 0;font-size:.9rem;font-weight:600;text-decoration:none;display:flex}.tool-next-links a:hover{color:var(--teal-dark)}@media (width<=900px){.toolkit-hero{grid-template-columns:1.5fr 1fr;gap:2rem}.tool-fields{grid-template-columns:1fr}.toolkit-next{gap:2rem}}@media (width<=640px){.toolkit-hero,.toolkit-next{grid-template-columns:1fr;padding-block:2rem 3rem}.tool-number{flex-basis:34px;height:34px;font-size:.7rem}.brief-bottom,.cash-metrics{grid-template-columns:1fr;gap:1rem}.brief-result,.cash-result{padding:1.2rem}.result-top{flex-direction:column}.tool-actions{gap:.7rem}}@media print{@page{margin:16mm}.site-header,.staging,footer,.skip,nav[aria-label=Breadcrumb],.toolkit-sources,.toolkit-hero,.toolkit-next,.tool-heading,.toolkit form,.tool-status,.tool-details,.tool-actions,.print-action{display:none!important}body{color:#000;background:#fff;font-size:11pt}.wrap{width:100%}.toolkit{display:block}.tool-panel{background:#fff;border:0;padding:0}.brief-result,.cash-result{background:#fff;border:0;margin:0 0 2rem;padding:0}.brief-result:before,.cash-result:before{content:"Drs Choices · Educational planning tools · Not insurance advice";margin-bottom:1rem;font-size:9pt;display:block}.cash-result,.cash-metrics,.brief-result li{break-inside:avoid}a{overflow-wrap:anywhere}.brief-result a:after{content:" (https://drschoices.net" attr(href) ")";font-size:9pt}}