You went into the medical profession to help others get better. But what if one day you’re the one that needs the care? Every physician needs disability insurance. It’s the only way to cover your assets should you become disabled or injured and unable to perform in your career.

Protect Your Future with Physician Disability Insurance Coverage

Daily physical demands put you at much greater risk of becoming disabled in some way. This can impact the income you earn. You might still be in school now, but this is the best time to start your coverage to protect your future earnings. Additionally, consider protecting your family’s financial future with whole life insurance coverage. Lock in your student resident discounts and your current health to purchase the very best policy.

You might think your group policy from your residency program covers you. However, these programs usually don’t give you the important riders of an individual disability policy. A group policy may require complete disability before doling out benefits. You must be unable to work at all. Some policies even state something problematic. If the carrier finds a job they think you can work in, you must take the job and forfeit your coverage. That benefit might even be taxable income if your employer covers the premiums. You’re stuck with it.

Start now with a plan during your training. You’ll get your rates guaranteed to the age of 65. That means what you pay now stays the same. The insurance carrier can’t change or cancel your contract—regardless of your health. Getting true-own occupation coverage is the only way to ensure your success and health for years to come with this disability insurance.

Why put in all this work and have nothing to show for it years down the line? With Drs Choices, you get complete peace of mind. Any disability won’t bring your career or your financial earnings to a screeching halt. Whether you’re an Emergency Room physician, Cardiologist, Internist, Obstetrician, or any other type of physician, you can get the financial security and coverage you need. Drs. Choices provides disability insurance for all.

Get True-Own Occupation Coverage

Get true-own occupation disability insurance. It covers you should you become disabled and unable to perform the duties of your occupation. It pays you benefits as long as you’re disabled. This happens even if you are able to work full-time doing something else. The best investment you can make in your career is to protect yourself with this type of insurance.

Our independent advisers can help you find the right disability insurance carrier. They’ll give you the coverage you need. We’ll present you with different and unbiased options. You can choose which fits your life best and get the full coverage you need.

You made a wise choice to go into a career that helps others. But if you become disabled either temporarily or permanently, who will take care of you? We at Drs Choices will! Get your disability insurance quote today!