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Type of Insurance*
Type of Insurance

Your Income is your most

important asset. Protect it in

the event of an illness or injury.

  • Customizable Individual Disability Insurance
  • Resident & Fellow Program Discounts Available

Disability insurance protects your paycheck in the event a sickness or injury prevents you from performing your job.


A typical LTD plan will cost about 2-4% of your income to protect about 60% of your income on a tax free basis. Costs will be based on riders purchased, your age, health status, occupation, state of residence and insurance carrier.

Get a quick personalized insurance quote today and discover how much money we can save for you.

Are you prepared to protect your career as you move out from residency and into an attending position?

Secure your future during your residency to lock in student resident discounts at your current state of health.


We understand choosing the right disability insurance plan could be time consuming and confusing. That is why we have created an entirely interactive website which allows you to request a free quote from your living room couch! We will provide you quotes from the top insurance carriers within hours and you will be able to Compare, Select and Apply with the help of our Truly Independent insurance professionals!

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Step 1

Request a Quote

Request a disability insurance quote within seconds! We will shop your business with every major insurance carrier to create a True Own Occupation policy that best fits your needs – at the best possible rates with all applicable Discounts.

Step 2

Compare and Select

One of our insurance professionals will contact you with your customized quotes. Compare your options and rates from the top insurance companies in America. Select the right policy for you.

Step 3


Our insurance specialists will walk you through the application process, which depends on the insurance carrier selected. We will be right there with you at every step during the underwriting process to ensure the application process goes smoothly from start to finish.


We are independent and unbiased ... but what does that mean?

Truly Independent

At Dr’s Choices, we choose independent and unbiased advisors rather than single-company insurance sales agents. No one, especially physicians, should ever shop for disability insurance policies based on just the recommendation from a biased individual representing one company. We want you to know that you have many options, and we stand behind your right to choose the one that meets your needs the best.

As independent advisors, Dr’s Choices can help shorten the time it takes to research your options by giving you an unbiased review of your best choices. We’re committed to finding the best company and the best policy to fit your life.

We know that as a medical professional, your time is incredibly precious. That’s why we have created a way you can get free custom quotes, compare them with the other top insurers, and submit your application wherever you are. We shop through all the major insurance carriers to help create a policy at the best possible rates out there, and with any and all available applicable discounts too.

Keeping your trust is our number one priority as we promise that your personal information will be kept safe. It will only be used by your personal insurance agent and the insurance carrier that you choose, nowhere else.

At Dr’s Choices, we offer:

- Complete Convenience
You can easily compare and apply for the disability insurance you need from home. We’ve simplified the process so you can get back to your medical specialty and enjoy life with the ones you love.

- Premium Client Services
It all starts from the moment you make your initial quote request. From there, we are with you every step of the way including case submissions and underwriting. Unlike other insurance services, we stay connected with you on your future options and rights for that tailor-made-for-you policy. We make sure you’re protected with the coverage you need while also assisting in planning and preparing your financial assets so you’ll have one less thing to worry about.

- Simple Navigation
We know you don’t have time to figure out complex forms and navigate sites. That’s why we’ve made our quote request form uncomplicated. We only ask for the minimum amount of information so that we can provide an array of accurate disability insurance quotes that will meet your needs.

- Safe and Trustworthy
We are staffed by real and honest people. All of our insurance agents are in America and we are licensed in all 50 states. Plus, we are SSL Verified and completely secure. You can put your full trust in us!

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Drs Choices Insurance Services

At Drs Choices, we know all doctors and dentists are so busy taking care of and protecting others, they often think about themselves last. Our mission is to protect doctors. It’s all we do. By providing you with the ultimate in options to customize disability insurance, life insurance, and health insurance, you’ll be fully protected no matter what so you can practice your specialty with full peace of mind.


We Understand Every Specialty has Unique Needs

Invasive Cardiology

Cardiologists Disability Insurance

Dermatology Physician

Dermatologists Disability Insurance

Orthopedic Surgery

Surgery Disability Insurance

Interventional Radiology

Radiologists Disability Insurance

Obstetrics & Gynecology

Internal Medicine Insurance

Pediatric Anesthesia

Anesthesiology Disability Insurance


Our clients are located at prestigious institutions all over the country. You’ll find our clients throughout the country at prestigious institutions.
Our clients are across the nation at prestigious institutions.
Prestigious institutions nationwide are where you will find our clients.
Our clients are the kind you will find at every prestigious institution in America.
America’s most prestigious institutions are where you will find our clients.


Dr. Richard O.,

Navid really did an amazing job with helping me secure my True Own Occupation Specialty Specific disability insurance and life insurance for my wife and I. We were able to get a full breakdown of all the insurance jargon and go through a very easy underwriting experience. She was always one phone call away with any questions and really took care of us like family. We will definitely, be working with her in the future.

Dr. Sara P.

I was referred to Navid from one of my co fellows and she did an outstanding job securing 35% in permanent discounts with my disability policy right before I graduated. I had been approached by several different agents, but what stood out with Navid was her honest and valuable approach. I felt secure in my decision and I am so glad I worked with her and her team. You won’t be disappointed.

Dr. Miguel C.,

I have had nothing but positive experiences with the company, especially Navid. He is professional, prompt, and always available to answer my questions and concerns. I have recommended her to all my co-residents.

Dr. Megan M.,

The team at Drs Choices provided me with clear cut information so I could make an informed decision. It saved so much time, thanks to them I now I have a full understanding of how disability insurance works and why it’s so important to my future. Navid specifically, was very easy to work with and a consummate professional. I really felt like I was her only client. He took time to address all of my questions, and really was there throughout the entire process. I highly recommend her!

Dr. Eric M.,
Internal Medicine

Navid was wonderful to work with! prompt, professional, patient with my questions and incredibly helpful with recommendations; as a first-timer in the DI market, I felt like I was in excellent hands. Would recommend to anyone!

Dr. David S.,

I was able to secure my life and disability without any problems all within 5 weeks. I got permanent discounts as a graduating resident and did not need to provide blood or urine for either policy. All applications were easy to use, and online which made the process hassle free. I have sent over many co residents due to the expert advice and professionalism that was provided. Thanks again for all your hard work and dedication. You guys are the best in the industry!


10-30% Discounts for residents, fellows, and attending physicians!

Multi-life discounts for private physician practices!

True own occupation language protecting you in your specialty.

Get multiple quotes from all the top insurance carriers.

Follow us on Instagram @drschoices
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